rcbc credit card cash loan

It shall include, at a minimum, the following information:Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas The total amount would then be multiplied with the actual number of days within the posting month.The Extra Interest will be part of the first monthly amortization.The Monthly Installment Amount is computed by using a monthly factor rate that is applied on the Principal Amount and Extra Interest.
a. Plus, avail of 0% Enjoy 0% for 12 months on gadgets and cameras at Gadgets Hub by The SM Store.Get a free Rockspace Stereo Earphones or Logitech G102 Gaming Mouse for a minimum-Shop for all your holiday needs at The SM Store at 0% Get your hands on the new iPhone 11 via Globe ThePlan at 0% Enjoy 40% OFF on all services at Vine Holistic Medical Aesthetics plus 0% Enjoy exclusive discounts on selected items plus 0% Enjoy online shopping at Robinsons Department Store and pick up your order.Shop for your favorite SSI brand in the comfort of your home via The Specialist and enjoy 0% Turn your thoughts into reality! Convert your RCBC Bankard purchases abroad, including your dining, hotel, and tour-related expenses to 0% Consolidate your other credit card balances to your RCBC Bankard and enjoy easy Shop interest free at Robinsons Department Store up to 6 months 0% Up to 40% discount on special items! 1.560521 Rizal Peso Cash Management Fund. Enjoy the PREFERRED lifestyle with your RCBC Bankard Visa Platinum.An affinity card that allows you to automatically donate to a worthy cause.The card for those moving up the ladder of success.The card packed with rewarding benefits for young professionalsGet rewarded with your banking and insurance transactions.For the young professionals enjoying financial independenceThe card that will enable millenials to achieve their life goals.The breakthrough card that combines the benefits of a loyalty card, discount card, and credit card ALL-IN-ONE.

The loanable amount for Cash Loan will be based on the cardholder’s available credit limit (but not to exceed 90% of available credit limit to allow buffer for applicable interest and fees). The processing fee will not be deducted from the Cash Loan proceeds and will be posted on the nearest statement date.In case cardholder provides an invalid deposit account number, a reprocessing fee of P100 shall be charged to the cardholder in order to reprocess the Cash Loan fund disbursement. Faster way to earn free flights with Preferred AIRMILESFree International Travel Insurance up to Php1,000,000 and Purchase Protection Earn more Rewards points from transactions in Japan Customer Service at (02) 8888-1888, send an email to service@rcbcbankard.com, or the BSP Financial A one-time processing fee of P150.00 will be charged to the cardholder’s account if preferred cash disbursement is through RCBC bank deposit. An Extra Interest equivalent to the initial interest will be collected from the cardholder due to the longer payment period provided in order to repay the Principal Amount.The Extra Interest is computed by multiplying the Principal Amount with the applicable monthly Effective Interest Rate (EIR) and then dividing the amount by a fixed 30 days. RCBC Bankard reserves the right to approve or reject applications for Cash Loan and has no obligation to disclose reasons for the rejection or disapproval of Cash Loan requests. 2X Rewards points on three categories - choose from Grocery, Gas, Department Store, Household Appliances or TravelEarn flexible non-expiring Rewards points from all your purchases Calling the RCBC Bankard Customer Service hotline at 8888-1883 for Premium cardholders and 8888-1888 for Non-Premium cardholders. Get the extra cash you need with RCBC Bankard’s Cash Loan.Enhanced Implementation of the Truth in Lending Act (Republic Act 3765)The State protects its citizens from a lack of awareness of the true cost of credit to the customer by assuring a full disclosure of such cost and other terms and conditions with a view of preventing the uninformed use of credit.As such, a disclosure statement is a required attachment to the loan contract. Access to worldwide offers with Mastercard Moments Achieve your dreams with RCBC loans Learn More. There are a lot of turn-tos now when financial emergencies caught you unprepared. Learn More. A Cash Loan application can no longer be cancelled once approved. Start investing in your dreams Learn More. YourCash! Let's move forward together. In cases of suspension, cancellation and/or non-renewal of the RCBC Bankard credit card due to non-payment or breach of any of the Terms and Conditions governing the issuance and use of the RCBC Bankard credit card, RCBC Bankard shall automatically render all the outstanding obligations of the cardholder under the RCBC Bankard Cash Loan facility due and demandable without need of prior notice. Free towing & roadside assistance and accident insurance Applicant must be a Filipino Citizen and Philippine Resident; You … The monthly factor rate is based on EIR and term of the loan and used as a guide in deriving the Monthly Installment Amount. Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP), For inquiries and complaints in relation to RCBC Bankard Credit Cards, please call RCBC Bankard Customer Service at (02) 8888-1888, send an email to service@rcbcbankard.com, or the BSP Financial Consumer Protection Department at (02) 8708-7087. If sent an offer via e-mail or SMS link, clicking on the link and completing the application as instructed.
Rizal Peso Money Market Fund. Free International Travel Insurance up to Php1,000,000 and Purchase Protection Access to 24/7 Concierge Desk for your reservations and card-related emergencies

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